Does Full Insurance Increase the Demand for Health Care?
نویسندگان
چکیده
منابع مشابه
Does Full Insurance Increase the Demand for Health Care?
We estimate the causal impact of having full health insurance on healthcare expenditures. We take advantage of a unique quasi-experimental setup in which deductibles and co-payments were zero in a managed care plan and nonzero in regular insurance, until a policy change forced all individuals with an active plan to cover a minimum amount of their expenses. Using panel data and a nonlinear diffe...
متن کاملDoes Health Insurance Always Increase Health Care Demand? Evidence on Distributional Effects from Inpatient Hospital Stays
In quantifying the impact of insurance on health care demand, most quasiexperimental studies focus on mean spending and consumption, which, considering the highly-skewed shapes of spending and consumption, potentially hides important information about how insurance is related to health care demand. This paper, by contrast, examines the entire distribution of health care demand. To address insur...
متن کامل“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”
abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...
15 صفحه اولa time-series analysis of the demand for life insurance in iran
با توجه به تجزیه و تحلیل داده ها ما دریافتیم که سطح درامد و تعداد نمایندگیها باتقاضای بیمه عمر رابطه مستقیم دارند و نرخ بهره و بار تکفل با تقاضای بیمه عمر رابطه عکس دارند
Health insurance and the demand for medical care.
With rare exceptions the provision of actuarially fair health insurance tends to substantially increase the demand for medical care by redistributing income from the healthy to the sick. This suggests that previous studies which attribute all the extra demand for medical care to moral hazard effects may overestimate the efficiency costs of health insurance.
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ژورنال
عنوان ژورنال: Health Economics
سال: 2015
ISSN: 1057-9230
DOI: 10.1002/hec.3266